Privacy Policy
Here at YourPaydayLender.com, our customers’ privacy is one of our primary concern which is why we offer effective means of protecting any information provided to us by our clients. Our Privacy Policy serves as a standard to all services offered by YourPaydayLender.com including collection employees, use, retention and personal information security of each customers.
YourPaydayLender.com (hereafter collectively referred to as the “YourPaydayLender.com Related Companies,” “we,” “our,” or “us”) provides this notice on behalf of YourPaydayLender.com, and its respective subsidiaries and affiliates to any user of YourPaydayLender.com services, referred to as “You” or “Your”.
Note that all information printed, transmitted, or submitted to us shall be deemed as our property. We have freedom to use the information given to us for any lawful purpose described herein and for any other purposes permitted or required by law.
Please read our Privacy Policy carefully. This notice will provide important information with regards to the way we collect, share and secure your information. This policy will apply to all people who avails our services or products, those who visits our website, including, but not limited to, current and previous customers.
YourPaydayLender.com will notify any customers with customers who have established a business relationship with us. This business relationship starts when you availed any of the services we offer. The business relationship will end as soon as the transaction is paid off in full.
How We Collect Information
Here at YourPaydayLender.com, we will collect non-public personal information from you through the following sources:
- Information, such as name, address, date of birth, social security numbers, employment details, provided by the customers through the online payday loan application
- Information provided from employment and reference verification and other parties
- Information from our affiliates and other sources including, account history, transaction balances, payment history, overdraft history, parties to transactions, etc.
- Information received from third-party sources like consumer reporting agencies, other lenders, identity verification, etc.
- Information from specialized marketing information firms like household demographics
- Information from Web pages with HTTP headers, including type of web browser, home server domain names, IP address, type of client computer
- nformation obtained from contacting our customer service department
Important: We do not collect information through internet cookies, or any information collecting device used by web servers.
How We Use Your Information
YourPaydayLender.com.com will use the information provided to us for:
- Providing our services at a client’s request
- Comply with legal requirements and reporting
- Improved user experience at our website
- Process payments and update account records
- Verify a customer’s payment history, demographics, preferences
- Conduct statistical analyses and provide editorial or feedback information to our advertisers
The Information We Disclose
We will not disclose all nonpublic personal information about our current and former customers to anyone, except as permitted by the law. We will disclose information to parties that provide services to use in order to process the transaction at the request of our customers.
All affiliated and non-affiliated third parties may use information provided to us by our customers, for any legal purposes, including but not limited to, developing and promoting new products, improve existing products or services, and offer other products that might be of interest to our customers.
Additionally, we may disclose your information, as described above, to companies who are conducting certain services on our behalf as well as to other financial institutions in which we have joint marketing agreements.
Information Protection
We will restrict any access to our customers’ information from employees who need to know such information in order to provide services or products. We have applied electronic, physical and procedural protection that complies with federal regulations to guard to secure all information provided to us by our customers.
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